Mortgage Enquiry

IDD Document

Please read the following information before continuing. By clicking the Apply button you agree to having read and understood the information on this page. We recommend you save a copy of this information by Right-Clicking (Ctrl-Click Mac) the following link and selecting "Save Target As...":

IDD Document

1. LOAN DETAILS
Purpose of Loan
Purchase
Buy To Let
Re-mortgage
First Time Buyer
Right-To-Buy
Let-To-Buy
Ex-Pat

Advance Required £
Purchase Price/Estimated Value £
Property Type (e.g. flat, detached house etc)
Was it a council purchase?   
2. PERSONAL DETAILS
 
Applicant 1
Applicant 2
Surname
Forename(s)
Home Telephone No.
Work Telephone No.
Mobile Telephone No.
email Address
Maiden/Previous/Alias Names
Date of Birth (dd/mm/yyyy)
Current Address
Current Postcode
No of years at current address
Previous Address
Previous Postcode
No of years at previous address
3. CREDIT HISTORY
MORTGAGE/RENT DETAILS
 
Applicant 1
Applicant 2
Current Lender or Landlord
Current Mortgage Balance
£
£
Current Mortgage/Rent Payment (mth)
£
£
Have you received housing benefit in the last 12 months?
  
  
If yes, please provide full details including amount and date received
Current Amount of Arrears
£
£
No. of months missed in last 12 months
Highest Arrears in last 12 months
Reason for arrears
(Please include date of last payment missed)
LOAN/CREDIT CARD ARREARS
 
Applicant 1
Applicant 2
Current Amount of Arrears
£
£
No. of months missed in last 12 months
Explanation for arrears
CCJ's/DEFAULTS
 
Applicant 1
Applicant 2
Amount
£
£
Date Registered/Satisfied
Registered
Registered
 
Satisfied
Satisfied
Amount
£
£
Date Registered/Satisfied
Registered
Registered
 
Satisfied
Satisfied
Amount
£
£
Date Registered/Satisfied
Registered
Registered
 
Satisfied
Satisfied
Explanation for CCJ’s/Defaults (detailing any additional CCJ’s/Defaults)
BANKRUPTCY
 
Applicant 1
Applicant 2
Date registered/discharged
Registered
Registered
 
Discharged
Discharged
Details of any arrangements entered into relating to IVA
OTHER
 
Applicant 1
Applicant 2
Details of any other credit commitments (include monthly payments and outstanding balances)
Have you ever had a property repossessed?
  
  
If yes, when?
Address of remortgaged property
Are there any outstanding liabilities?
  
  
If Yes, please detail?
4. EMPLOYMENT DETAILS
 
Applicant 1
Applicant 2
Occupation
Type of contract
Income
Basic £
Basic £
 
Overtime £
Overtime £
Employer and length of time*
 
Time
Time
*if less than 3 years, provide previous
 
Time
Time
5. SELF-EMPLOYMENT DETAILS
 
Applicant 1
Applicant 2
Occupation
Net Profit
£
£
3 years accounts available
  
  
Do you have an accountant?
  
  
6. ADDITIONAL NOTES
 
BY CLICKING THE APPLY BUTTON, YOU AGREE TO THE FOLLOWING TERMS & CONDITIONS

I confirm that I the applicant(s) are aware that the information given in their mortgage enquiry form will be given to a credit reference agency which will keep a record of the search, and that the information may be used by other lenders in assessing applications from the applicant(s) or other members of the applicants’ household and for debt recovery, tracing and fraud prevention.
The applicant(s) understand(s) that the details supplied may be held and made available to other companies. Under the Data Potection Act 1998, we have to inform the applicant(s) how their personal information will be used. The information provided on this form, including any sensitive personal information, may be used by Trustguard Credit Services Limited and may also be shared with third parties.
The applicant(s) consents(s) to the fact that the details on this form will be passed to Trustguard Credit Services Limited, who will make contact regarding the provision of mortgage services.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.

 YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

TRUSTGUARD CREDIT SERVICES LIMITED IS AUTHORISED AND REGULATED BY THE FINANCIAL SERVICES AUTHORITY (AUTHORISATION NUMBER 300021).